Pezzini Luxury Homes is proud to cater to the most discerning of buyers. We understand the unique needs of those who are seeking the best homes that the Sunset Strip, Hollywood Hills, Bel Air, and Beverly Hills has to offer. We are confident that we can find you the property that perfectly suits everything you desire in a home.
Whether you are seeking contemporary style homes, Mediterranean style homes, Tuscan style homes, or any other type of architectural variations, Pezzini Luxury Homes can find you EXACTLY what you want.
When you work with us, you can rest assured that you will receive exemplary service from a real estate team that is dedicated to finding you the perfect place to live.
Buying a home is one of the largest investments you can make, so having someone experienced and knowledgeable like Pezzini Luxury Homes representing you in this transaction just makes good sense.
Buying a home is not like buying a car, a mutual fund or other commodity. It can be a life-changing experience. Pezzini Luxury Homes agents fully understand that reality and impact of the real estate process, but most importantly, they understand the Los Angeles real estate market.
We know the right steps to take to minimize your risk and to help you avoid potentially disastrous home purchasing decisions. For instance, what if a new freeway is going to be built a few blocks from your potential easement? We’ll know about it before anyone else. What If you’re unsure about school districts? We’ll have the answers you need. If you’re unsure of a builder’s reputation, we’ll know how you can confirm it.
Pezzini Luxury Homes will minimize the emotional stressors of a home real estate transaction. You may be in love with a home, but your agent can point out factors that might not make it right for you.
1 – Getting Ready to Buy
Are you ready to build the “American Dream?” Preparing to buy a home can be both exciting and terrifying at the same time. Fortunately, a Pezzini Luxury Homes agent can lead you in the right direction.
Ask the following questions:
- What am I looking for in a new home?
- Do I have enough money to purchase a specific home?
- How does my credit really look?
You may want to make a list or brainstorm about the features and amenities that you find most appealing in a new home.
2 – Contact a REALTOR®
A Pezzini Luxury Homes Associate can help you through the entire process of buying a home, beginning with the mortgage, continuing through closing – and into the future. Your REALTOR® can help you shop for the best interest rate and terms. If you desire, we’ll suggest mortgage lenders.
3 – Get Pre-approved for a Loan
Your next step should be to contact several local & respected lenders and determine which one will give you the most favorable lending terms. Review your credit score with your lender. The higher your credit score, the better interest rate you can command. Your lender should be able to provide you with a pre-approval letter, along with a “good faith estimate” of all closing costs associated with your mortgage.
It is important as a buyer that you establish some kind of financing before you make any serious home offer. The “pre-approval” process allows lenders to take a look at your finances and credit history in order to make a general assumption about your loan amount.
The pre-approval process is where the lender looks at all of your finances and determines the amount of money you could afford for a mortgage. Doing your homework about loans will save you both time and money as there may be thousands of loan options to choose from. It’s is important to keep in mind several key factors that will help you along the way:
- How much money should I put down?
- How is my credit?
- Is this my first home?
4 – Beginning Your Search
By now you should have a good idea of how much home you can afford. This will help Pezzini Luxury Homes narrow down your home search. You should also begin researching the neighborhoods in which you might want to live. Your Pezzini Luxury Homes agent can help with this as well. Decide which amenities and features you must have – and which ones would be nice if not necessary.
Things to Consider While Compiling Your Criteria:
- Bedrooms & Baths
- Price Range
- Neighbor hood
- School District
- Style of home
- Other amenities such as; acreage, outbuildings, pool etc…
5 – Finding Your New Home
Beginning the search for your new home can be a great feeling but you can get lost in the emotion of it, so it’s important that you communicate specifically what you desire in a home, to your Real Estate Showcase Agent.
Here on www.pezziniluxuryhomes.com you can browse the MLS listings that might meet your criteria. Identify properties that seem to fit your immediate needs and wants, take an afternoon and go on a driving tour. See what’s available in your price range and explore neighborhoods. Looking for a home in an area where you feel comfortable is key. If appropriate, instruct your Pezzini Luxury Homes Agent to look for homes in the specific areas you have designated.
Your agent can add to the list of homes you’ve already identified – including ones that are “new” on the market. Look at homes with a critical eye – does the floor plan work for you, is the property in good condition, would it be right for your lifestyle? In short, can you imagine yourself and your family living there? Take notes at each home you visit. What do you like and not like? Narrow down your choices; re-visit homes in which you’re interested. See them at different times of the day.
6 – Making an Offer
When you’ve identified the home you want to buy, your Pezzini Luxury Homes Agent will help you prepare a written offer quickly. Your agent will be familiar with market values and will help you arrive at a price that gives your offer the best chance of being accepted.
At this stage, try not to become too emotionally attached to a property. Your offer may not be accepted for any number of reasons. Have backup homes in mind and be prepared to negotiate through your agent with the sellers.
Once Your Offer is Accepted:
- Have the property professionally inspected
- If necessary, request repairs
- Obtain homeowner’s insurance
7 – Closing Procedures
The closing process is always changing. It is even referred to as “settlement” or “escrow” in different parts of the country. With increased technology, most closings are completely automated and both parties do not have to be present at the same time to sign.
Closings usually take about 30-45 days to complete. This mainly depends on the buyer’s financing availability, successful home inspection completion, and various lender conditions (ex. title search, title insurance, termite inspections, surveys and appraisals).
The closing process is the transfer of the title of the property from the buyer to the seller. The seller will receive the keys to the home or the deed to the land, while the seller receives payment for the property. The amount the seller receives is based upon the amount that is still owed on the mortgage, any outstanding fees or taxes, and any additional closing costs. All legal papers are filed with the local record office.
It is this step where the buyers and sellers do very little. It is important that the buyer take a final walk through the property to make sure the property’s condition has not changed. It is equally important for both the buyer and seller to make sure the paperwork they are signing reflects the agreement of the original sale.
Last Minute Checklist:
- Contact utilities (phone, water, power, etc.)
- A few days before closing, stage a walk-through
- Obtain a cashier’s check for the down payment and closing costs.
- At Closing: Make sure the terms and conditions of the loan statement are correct
- Carefully read everything before you sign
ENJOY YOUR NEW HOME!
We are fully committed to all of our clients and you will not find another real estate firm in the Los Angeles area that has the personal touch or specialized knowledge that Pezzini Luxury Homes has to offer. We invite you to contact us today if you require the services of a real estate agency to buy, lease, or sell a property here.
We look forward to hearing from you, and we are confident that Pezzini Luxury Homes is your best source when selecting a realtor in Los Angeles.